Draft Creator Software allows webmasters to import orders submitted via online order forms on the Internet for less than $100 by accepting a bank draft online as an alternative to credit cards. Visit the Draft Creator Check Acceptance Site to order or download.
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Frequently Asked Questions for Draft Creator Check Acceptance Software |
Draft Creator has an online order form importer which allows you to import Internet online forms directly into Draft Creator check acceptance software saving you the task of typing the information in manually. It even verifies the bank account number and bank routing number to the bottom check row verification at the end of the form. Here is how it works:
Draft Creator check acceptance software has been tested and is fully compatible with:
Draft Creator is not compatible with UNIX, MAC or OS/2 operating systems.
The reason that the drafts are accepted by the bank, is that they carry a message in the print out that states, "Payment authorized by accountholder. Indemnification agreement provided by: your company name". This assures the bank that you have physically or verbally recorded proof in some form that the customer authorized the draft. And if you can't provide this to the bank, the customer can dispute the charge because his or her signature is not there. This indemnification statement is an official, legal, and valid statement that allows the check to be cashed under the American Banker's Association Laws.
Yes - not only is this legal but the checks and drafts this program prints conform to strict standards set by the American Bankers' Association as well as The Uniform Commercial Code Title 1 section 1-202, Title 3 section 3-104 and Federal Reserve Bank Part 2 section 4-A 201, 4-A212. Another strong benefit is that the program allows you to solidify sales while the customer is still on the phone, thus enabling you to close more sales and reap the revenue quicker. All you need is voice authorization.
Depending on what type of business you are in, you may need to verify funds before you deposit your customer's checks. With Draft Creator check acceptance software, there are three primary methods of verifying funds:
Some banks use OCR (Optical Character Recognition) to read the MICR font line on checks and drafts, however, other banks may require MICR toner. Therefore, to be on the safe side you should use MICR toner. Click Here to order MICR Toner or Supplies. They sell MICR toner cartridges for several printers including Apple, Brother, Canon, Epson, QMS, HP, IBM, Lexmark and Xerox. Secure online ordering. They also carry Inkjets, Copier supplies, laser cartridges, and fax supplies.
If you are using MICR toner and you still have a problem processing checks or drafts through your bank, verify that the MICR numbers are positioned at the proper distance from the bottom of the check. To adjust this, choose Align Printer in the Printer Control Menu. The bottom of the MICR line must be positioned 3/16 ±1/16 of an inch from the bottom of the check. You can also compare to a preprinted bank check.
With Draft Creator check acceptance software you can print your checks on blank regular paper, however, you should use paper that has a light design or grain of some kind on both sides since of it. Some banks may have a problem with a plain white check because they could be easily duplicated. You can usually find a good deal on this type of paper at an office supply store such as Office Depot or Office Max.
Although you can print your checks on regular paper, purchasing check stock has the following benefits and security features:
This check stock can be purchased over the Internet from our website. The cost of check stock varies depending on the quantity of checks you order. If you order a quantity of 1500 checks, you pay about 4 cents per check.
Currently, Draft Creator check acceptance software supports the importing of data by the following methods:
Draft Creator check acceptance software has been tested and is year 2000 compliant. In and after the year 2000, you will need to enter dates as 3/5/2000 instead of 3/5/00.
Yes - Draft Creator can export data from any Draft Creator check acceptance software database file to comma delimited text format. This is the standard format that is used by many spreadsheets and database applications. If you have Microsoft Access, you can also read the Draft Creator check acceptance software database file and export the information to any data type that Microsoft Access supports.
This is a concern that is occasionally expressed by the customer about having to give out their account number over the phone. We eased that concern by simply reminding them that they have not signed the draft but instead gave a verbal authorization for debiting a specific amount. If the debit is not exactly as they agreed to, they are protected by their bank and their account will be credited. Once they understand their rights, they are comfortable with this method of billing.
Prior to creating Draft Creator check acceptance software, we operated a business that shipped its products C.O.D. We sold about 100 units per week, but 50% of them were rejected at the door. Not only were we wasting time but we were also wasting money. Then we learned about debiting by check draft. We were able to accept the payment over the phone by obtaining the customers' name, address, phone number, and check account number. Our business became more profitable because we were selling the same 100 units per week, but they were now all secured by the customer's account number without paying the fees associated with credit card debit systems. No more waiting for the check to come in the mail.
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